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New England Real Estate Scoop Blog

Tuesday, May 8, 2018   /   by Linda Maxwell

Home Inspections: What to Expect

So, you made an offer and it was accepted.  Now your next task is to have the home inspected prior.  A Buyer's Agent almost aways recommends that we draft your offer with protective contingencies such as a Home Inspection Contingency, which enables you to terminate the contract and receive a refund of your escrow deposit funds.  
This contingency will allow you to renegotiate the price you paid for the home, ask the sellers to cover repairs, or even, in some cases, walk away. Your agent can advise you on the best course of action once the report is filed.  However, you MUST keep in mind that in our current Sellers market, the Seller has the option to terminate the contract if you request any changes to the original terms.  We have been seeing this occur more frequently due to the low number of homes available and the strong competition of many other buyers. 

How to Choose an Inspector
Your agent will most likely have a short list of inspectors th ...

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  #buyingahouse, #howtobuyahouse, buying a house, concord real estate, concord realtor

Thursday, March 22, 2018   /   by Linda Maxwell

WOW! 10% Down JUMBO MORTGAGE NOW AVAILABLE!

WE CAN HARDLY BELIEVE THIS, but it's TRUE!

Jumbo loans up to $3mil. with as little as 10% down! If you've been putting off purchasing a new home, NOW would be the time to JUMP ON IT! Don't forget to call us too! 781-419-9300.:)

For more info and to learn if you may work for you contact our preferred mortgage professional at Guaranteed Rate!










Brian Tobin




Senior Loan Officer




brian.tobin@rate.com




www.rate.com/briantobin




O: 781.526.3938 - F: 781.658.2206





307 Waverley Oaks Road Ste 409, Waltham, MA 02452
NMLS ID: 85187




























Loan Options - Mobile App - Twitter - LinkedIn - Gateless

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  #buyingahouse, #howtobuyahouse, #mortgage, buying a house, can i buy house

Tuesday, July 25, 2017   /   by Linda Maxwell

Selling? Your Home Must Be Sold TWICE

Homeowners: Your Home Must Be Sold TWICE






In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal.


If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that recently closed) to defend the selling price when performing the appraisal for the bank.


Every month in their Home Price Perception Index (HPPI), Quicken Loans measures the disparity between what a homeowner who is seeking to refinance their home believes their house is worth, as compared to an appraiser’s evaluation of that same home.


Bill Banfield, VP of Capital Markets at Quicken Loans urges anyone looking to buy or sell in today’s market to remember ...

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Sunday, July 23, 2017   /   by Linda Maxwell

3 Questions to Ask Before You Buy Your Dream Home

3 Questions to Ask Before You Buy Your Dream Home










If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interests at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.


Ask yourself the following 3 questions to help determine if now is a good time for you to buy in today’s market.


1. Why am I buying a home in the first place? 


This is truly the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, the reason has nothing to do with money.


For example, a survey by Braun showed that over 75% of parents say, “their child’s education is an important part of the search for a new home.”


This survey supports a study by the Joint Center for Housing Studies at Harvard U ...

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Friday, July 21, 2017   /   by Linda Maxwell

How to Get the Most Money When Selling Your Home

How to Get the Most Money When Selling Your Home






Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible.
1. Price it a LITTLE LOW 
This may seem counterintuitive. However, let’s look at this concept for a moment. Many homeowners think that pricing their home a little OVER market value will leave them room for negotiation. In reality, this just dramatically lessens the demand for their house (see chart below).



Instead of the seller trying to ‘win’ the negotiation with one buyer, they should price it so that demand for the home is maximized. By doing this, the seller will not be fighting with a buyer over the price, but will instead have multiple buyers fighting with each other over the house.


Realtor.com gives this advice: ...

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  #concordrealtor, #sellingahouse, concord real estate, concord realtor, selling a house

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